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Baptist Health South Florida FCU

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A home is more than just a foundation and four walls; it’s a living scrapbook of your family’s most cherished moments. Over the years, you haven’t just built equity—you’ve built a life. By tapping into that value with a Home Equity Loan from BHSFFCU, you can pay off debts or transform your current space into the dream home you’ve always imagined!

In addition to a great rate, you’ll also enjoy:

  • Borrowing up to $200,0002
  • Closing Cost Credit up to $1,0003
  • No Annual Fee
 
  • No Application Fee
  • Easy Application Process
  • Convenient Access to Funds4

 Apply Now

 You can apply online, in a branch, or by calling/texting 786.257.2300

1 APR = Annual Percentage Rate. The rate shown is the lowest available and your rate may be higher. Rates as low as 5.99% APR for 60 months. APR not to exceed 18.00%. The Minimum pre-approval amount is $20,000.00. The final approved amount could be higher and will be based on creditworthiness, income, collateral, and other factors. Advertised rates are subject to change without notice. All loans are subject to approval. Baptist Health South Florida FCU membership is required. Other restrictions may apply. Loan amount may vary based on creditworthiness, collateral, and other factors. BHSFFCU Home Equity Loans are limited to a maximum CLTV (combined loan-to-value) of 80%. BHSFFCU will pay closing costs up to $1,000. If a Home Equity is paid-off within the first 24 months from the date opened, the borrower will be required to repay all closing costs provided by BHSFFCU. Loan proceeds will be deposited into your BHSFFCU savings or checking account when the loan closes. Insurance is required; flood insurance and property appraisal may also be required. Title insurance and recording fees may be assessed. Costs to satisfy certain prior liens may also be assessed. Offer applies to owner-occupied residential properties only and is subject to no less than a second lien position.