EXPLORER
| Want your purchases to work for you? Then sign up for our Explorer Rewards card today and start earning rewards, cash back, and additional perks every time you make a purchase using your card. |
| Apply Now |
ENRICHMENT
| Interested in a low rate card? Look no further than our Enrichment card. This no frills card gives you the flexibility you need without all the extras. |
| Apply Now |
EMPOWER
| Looking to build up your credit? Whether you are just starting out, or looking to improve where you stand, our secured Empower card is the card for you. |
| Apply Now |
Discover which card is right for you. Compare Cards
Credit Card Features
Tap-to-Pay
Go touch-free and reduce your checkout time wherever contactless payments are accepted.
Fraud Monitoring
If a suspicious transaction is detected on your card, you'll receive a text message notification allowing you to spot and stop fraud right away.
Card Controls
Turn your card on/off, limit transactions, view enhanced spending insights, and access your new card before receiving it in the mail-- all from our Mobile Banking app!
Online Access
Transfer balances, change your PIN, and access your account information 24/7/365.
Digital Wallet
Add your card to your device's digital wallet to pay for purchases directly from you device in-store, online, and in apps at participating retailers.
Call Center
Have questions? Call 1-877-855-4331 any time for assistance.
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EXPLORER |
ENRICHMENT |
EMPOWER2 |
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| Who is this card designed for? | Best for members who prefer rewards, cash back, and enjoy premium card benefits in exchange for a slightly higher rate. | Ideal for members who want to lower interest and prefer simplicity over rewards, cash back, or extra perks. | Perfect for members who are new to credit or looking to rebuild-- starts with a secured limit and helps you grow toward better credit options. |
| Annual Fees | None | None | None |
| Monthly Minimum Payments | $25 or 2% of balance, whichever is greater |
$25 or 2% of balance, whichever is greater |
$25 or 2% of balance, whichever is greater |
| Interest Free Grace Period | 30 days | 30 days | 30 days |
| Balance Transfer Fee | 5% during introductory 12 months, and None thereafter | None | 2%, Minimum $5 |
| Introductory Interest Rate for 12 Months | 0% on Balance Transfers only | 5.99% on Purchases and Balance Transfers |
None |
| Rewards | 10,000 Bonus Points when you spend $1,000 in the first 90 days | None | None |
Credit Card Rates & Disclosure
1 For existing Credit Card holders, no need to apply for a new card, your account will be automatically converted over to the new card products soon.
2 Secured Credit Card: Our Secured Credit Card requires you to place a refundable security deposit in your savings account, the amount of which becomes your credit limit.
VISA is a trademark of the VISA International Service Association.