Baptist Health South Florida FCU


Just like other checking accounts but better. We offer a wide range of checking account options to fit your unique needs. The benefits vary, but the main feature regardless of the account you select: Zero hidden fees because the account will not cost you a penny.

Open An Account

This image for Image Layouts addon

Convenience Checking

The Convenience Checking account features no minimum balance requirement and has no service fees. It offers a FREE ATM or Visa Debit Card, Overdraft Protection from Savings Account, Courtesy Pay after 90-days of membership, Online Banking with Bill Pay, Mobile Banking, Online Statements, and Direct Deposit.

Must be at least 18 years of age and maintain a $5 minimum balance in your Savings Account.

This image for Image Layouts addon

Green Checking

The Green Checking offers the same features as the Convenience Checking while earning interest on your checking balances!

Unlike other financial institutions, BHSFFCU does not require you to have direct deposit into the account or make several debit card transactions monthly before you can earn interest. With the Green Checking, you earn money and BHSFFCU saves money by reducing paper and paid stamps.

Members must opt-in to receive electronic statements.

This image for Image Layouts addon

Fresh Start Checking

At BHSFFCU, we believe in second chances. The Fresh Start Checking is ideal for those who have been restricted from opening a checking account in the past. The account offers the same features as the Convenience Checking with the only exception being reduced Courtesy Pay.

Members are eligible for an upgrade to a Convenience or Green Checking account after 12 consecutive months of successfully maintaining the Fresh Start Checking account without exceeding 3 non-sufficient-fees of any kind, and any negative balances must be paid within 30-days.


Regardless of the checking account you choose, each account offers the benefit of Overdraft Protection, Courtesy Pay, an ATM or Debit Card, and Direct Deposit or Payroll Deduction.