Baptist Health South Florida FCU


Whatever your borrowing needs may be, we can help with some of the most competitive rates and terms you'll find anywhere. Our service is fast, convenient, and confidential. The Credit Union has a variety of personal loans to suit your needs.

All loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Ask a Credit Union Representative for more information or complete an online application today.

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Unsecured Loans

An unsecured loan from BHSFFCU can help you with planned purchases and expenses like vacations, weddings, or moving expenses. It can also help with those unpredictable expenses like car or home repairs and medical expenses. It's easy to apply, and funds can be disbursed directly into your Credit Union account. So go ahead and relax, we got you covered! 

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Secured Loans

There are many great reasons to get a secured loan rather than simply using the cash in your savings account. A secured loan helps to build your credit, it helps to build payment history with the Credit Union, and it comes with a lower interest rate.  Plus, secured loans are easy to qualify for; we do not require proof of income and approval is quick as long as the funds are available in your Credit Union account prior to closing. The loan is secured by your savings, share certificate, or money market account. 

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Debt Consolidation Loans

Feeling stressed or overwhelmed by high-interest rate, debt, and expenses? Do you find yourself just making the minimum payments with no end in sight? Stop paying high-interest rates at other institutions and consolidate your debt into a single, affordable consolidation loan with BHSFFCU. You can also have one less thing to worry about with automatic payments.

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No Credit Check Loans (NCCL)

Don't want the hassle of going through the regular lending process? Are you worried about poor credit history, or no credit history? Or, you only need a small amount of cash for a short period of time? 

If you said yes, then we can help you with a small unsecured loan without going through the regular lending process. Complete an easy application and you can get approved in a short period of time. 

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Protect your family from tomorrow's emergency

Your life can change in a fraction of a second. Have you thought about what that could mean to your family? Because life is unpredictable, take steps now to protect your family. Don't leave them scrambling to pay monthly bills if the unthinkable happens. Credit insurance reduces or pays off the insured balance of your loan in the event of your death or disability. Credit Insurance can help relieve financial pressure for your loved ones. Monthly premiums are conveniently included with your monthly loan payment.

  • How long can you afford to be without a paycheck?
  • Are you prepared if you are disabled?

Less than 5% of disabling accidents and illnesses are work-related. The other 95% are not, meaning Workers' Compensation doesn't cover them.*

Talk to a Credit Union Representative today about whether Credit Insurance protection makes sense for you.

*Council for Disability Awareness, Long Term Disability Claims Review, 2012
Credit Insurance is offered by Minnesota Life Insurance Company. Group Credit Insurance Policy Forms, Minnesota Mutual xx-4000 series, and Minnesota Life MHC-xx-4000 series and xx-60000 series as well as any applicable state variations.