LET US OPEN THE DOOR
Baptist Health South Florida FCU teams up with FEMBi Mortgage (First Equity Mortgage Bankers Inc.) to process our members' mortgage loans. Whether you're a first time home buyer or looking to refinance your existing mortgage with a lower rate, FEMBi can handle all of your mortgage needs. Home Equity loans and refinances are handled by the credit unions' real estate lending specialists. We are here to assist, inquire and apply today!

Home Purchase & Refinance
Whether you're a first time home buyer, trading up, downsizing to another home, or refinancing at today's low rates, we can help. Our First Mortgage Program features fixed and adjustable rates, flexible terms, low closing costs, mortgage insurance discounts, and closing cost credits ranging from $600 to $5000 or more in some cases.
Rates are low now, so act before it's too late! This is the perfect time to buy or refinance.
Home Equity Loans
A Home Equity Loan can help you with major expenses like a college education, wedding, and home renovation, or to consolidate your bills. Your Credit Union offers this financial option that allows you to get more for your money with the current low rates. Put the equity in your house to work for greater borrowing power. Rates are low so act before it's too late!








