BHSFFCU has partnered with College Ave to be able to offer student loans that are made to make paying for college simpler and more affordable. We give you great interest rates and let you choose how and when to pay back your loan, with options that fit your needs.

Yes, family members can get a special loan to help pay for a student's college. This "Parent” Loan is only in the borrower's name, not the student, and the borrower is fully responsible for paying it back.

Another option is to be a cosigner on the student's private loan. This means you and the student share equal responsibility for repaying the borrowed money.

To get a government student loan, you need to fill out a form called FAFSA. If you decide to apply for a BHSFFCU College Ave loan, it's fast and simple - you can do it in about three minutes. What makes us different from most other private lenders is that we let you pick how you want to pay back your loan. This helps you find a loan that works best for your situation and your money.

No, but most college students don't have much credit history or money coming in, so they usually need someone with good credit to back them up when applying for a private student loan. This person is called a cosigner.

When you cosign a loan, you are promising to pay it back if the student can't. You and the student are equally responsible for the loan. This means if the student can't make payments, you'll have to pay instead.

The monthly payments can come from either you or the student - it does not matter which one of you pays as long as the loan is being paid back.

Students from other countries can get a loan if they have two things:

• Their own social security number
• Someone to back them up (called a cosigner) who is either a US citizen or has a green card

Yes, student loan refinance will combine and redo all your eligible school loans. This means they can take all your different education loans and turn them into one new loan.