Promo Rates

It’s never too early to plant the seeds of your financial future! Secure up to 4.25% APY¹ with a Promotional Share Certificate from BHSFFCU. Nurture your savings today and enjoy a vibrant harvest tomorrow. Request a certificate now to guarantee your rate!

Term	APY¹	Minimum Balance
3 Months	3.75%*	$500
6 Months	4.00%*	$500
9 Months	4.10%*	$500
12 Months	4.25%*	$500

*Advertised APY includes a 0.25% rate increase for "new money." To receive this APY, you must open the certificate with at least $10,000 from another financial institution.

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For more information please call or text us at 786.257.2300 or stop by any of our branches.

¹APY is Annual Percentage Yield. Limited Time Offer. Promotional offer is valid starting February 2026. Rates are subject to change without notice and the offer may be withdrawn at any time. $500.00 minimum opening deposit. At maturity, unless otherwise directed, the certificate will rollover to the same term at the current standard rate available at the time of maturity. A penalty may be imposed for early withdrawals. Any early withdrawal penalty may reduce earnings on certificates. For all term share certificates offered, the dividends will be compounded and credited to the account every month and at maturity. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. Baptist Health South Florida Federal Credit Union membership is required. Terms and conditions may apply.