CREDIT SENSE IS HERE!
Credit Sense is a free service offered to help you understand your current credit score, give access to your full credit report, provide credit monitoring alerts, show you how you can improve credit and see ways you can save money on new loans with us. Get started with Credit Sense through Online Banking or via the BHSFFCU Mobile Banking app.
Credit Score also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, a delinquency has been reported or an inquiry has been made. Monitoring helps users keep an eye out for identity theft.
Credit Sense is located within Online Banking. It's simple to log in:
- Logging in from a computer – Credit Sense is located on the right side of the screen; it reads My Credit Score. Click Show Full Report to get started.
- Logging in from our mobile app – Open the BHSFFCU Mobile Banking app and click My Credit Score in the menu.
Credit Sense pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three major credit bureaus: Equifax, Experian, and TransUnion. This model seeks to make score information more uniform between the three bureaus to provide consumers a better picture of their credit health.