The dog days of summer are officially here! Refinance your Auto Loan with BHSFFCU and save hundreds or even thousands of dollars² in interest over the life of your loan. Our personalized service will have you driving home knowing you secured real value, real savings, and a loan you can feel confident about.

In addition to a lower Auto Loan rate, you can also enjoy:

 Ready to unleash summer savings?

Apply online, in a branch, or call/text 786.257.2300

Please note: Refinancing is not available for autos already financed with Baptist Health South Florida FCU

¹Annual Percentage Rate. Offer is valid as of July 1, 2026 and may be canceled at any time without notice, loan must fund no later than August 31, 2026. Existing Baptist Health South Florida FCU loans do not qualify for this offer. Rate cannot go below floor rate of 3.70% APR. Actual rate and guidelines may vary based on credit worthiness, collateral, and other factors. All loans are subject to approval. Baptist Health South Florida FCU membership is required. Offer not applicable to motorcycles or recreational vehicles. Other restrictions may apply. ²Actual savings may vary. ³First payment may be deferred up to 90 days, based on credit worthiness. Your interest accrues from date of the contract and will continue to accumulate on a daily basis. This will result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Qualified borrowers only, available for terms up to 84 months. Deferred payment not available for current active loans. Offer subject to change without notice. ⁴Loan term may vary based on vehicle year and other qualifying factors. ⁵Not all vehicles will qualify for a 100% financing. Value of vehicle will determine if a down payment is necessary.