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Baptist Health South Florida FCU

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INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

Secure Your Future: Explore Our Traditional and Roth IRAs

Whether you're just beginning your career, planning for your family, or approaching retirement, it's never too late to start saving with an IRA. The sooner you start, the greater the effect of compound interest on your savings. There are two kinds of IRAs to choose from: Traditional and Roth. Each has its distinct tax advantages.

  • Traditional – offers tax-deferred growth
  • Roth – allows you to withdraw funds tax-free

Benefits

  • Accumulate retirement funds
  • Allows you to make regular or one-time deposits throughout the year, up to your annual contribution limit
  • Transfer to an IRA Certificate to increase your earnings
  • Rollover your retirement plan into an IRA at no cost
  • No setup, maintenance, or closing fees 
  • No annual fees
  • Excellent Annual Percentage Yields available. Check out our dividend rates now for the current annual percentage rates and yields.
 

You can also open an IRA by visiting a branch or call us at 786.257.2300.

IRA Resources

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Traditional & Roth IRAs

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IRA & Retirement Plan Distributions

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Traditional IRA

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Transfer, Rollovers, & Conversion

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Roth IRA